State Bank of India, or SBI, is the second-largest credit card issuer in India. With over 1.2 crores of active SBI credit cards, SBI is the only IPO-listed company in the credit card market. SBI credit cards are popular because of their attractive rewards, exciting offers, modern features, and advanced security details they offer.
SBI credit cards are specially curated to suit your needs. SBI offers credit cards that are specifically designed for shopping, traveling, purchasing fuel, earning cashback and rewards, etc. You can redeem the rewards earned for cashback to the credit card account, exclusive gifts, etc. While some of these reward points come with an expiration date, a few have unlimited validity. You have to choose carefully if you are going for a credit card with the best reward options.
The SBI credit card application process is simple and can be done online in the comfort of your home. If you are someone who wants to know how to apply for a credit card, here is everything you should know about.
Top SBI Credit Cards in India
Let us take a look at the top SBI credit cards here.
- BPCL SBI Credit Card – Best value credit card for fuel purchases. It is an international credit card with an option to use at over 24 million outlets worldwide.
- SimplySave SBI Credit Card – Best value credit card to earn reward points. You can receive great benefits like 10x reward points, 0% fuel surcharge, and much more with this card.
- SBI Card ELITE – An all-rounder premium SBI credit card. It offers you the lowest Foreign Currency Mark-up Charge on International usage, which is 1.99%.
- SBI FBB StyleUP Credit Card – Best value credit card for shopping. It is an international credit card and provides benefits like 10x rewards points, 10% discount at Fbb and Big Bazaar, and much more.
- Max SBI Card SELECT – Best value credit card for shopping and lifestyle. Enjoy benefits like fuel surcharge waiver, reward points for shopping, dining & movies, and much more.
- SBI Card PRIME – One of the most premium credit cards in India. This elite card offers amazing benefits like lounge access, birthday benefit, priority membership pass, shopping reward points, etc.
- SimplyCLICK SBI Credit Card – Best value credit card to earn cashback and discounts. Receive exciting gift cards, e-shopping rewards with Amazon, Cleartrip, Bookmyshow, etc.
- IRCTC Rupay Card – Best value credit card for frequent travelers. Get 10% value back on AC train tickets booked and also earn reward points.
Eligibility for SBI Credit Cards
You have to fulfill certain criteria to be eligible for SBI credit cards. Some of them are:
| Age | For salaried professionals, the age should be between 18 and 60 years.
For self-employed professionals, the age should be between 21 and 65 years. |
| Residence | The applicant must be an Indian national and should be able to provide address proof. |
| Source of Income | The minimum annual income to apply for an SBI credit card is Rs. 1.8 lakh. |
| Credit Score | A credit score of 750 or above is considered favorable for an eligible applicant. |
Documents Required to Apply for SBI Credit Cards
Here is the list of documents required to apply for an SBI credit card.
| Identity Proof | Passport, PAN Card, Driving License, Voter’s ID Card, Aadhaar Card, Arms license, Ration card, Freedom fighter’s ID card, Job Card issued by NREGA and duly signed by a Gazetted Officer. |
| Address Proof | Passport, Aadhaar card, Voter ID, Driving license, Property documents, Ration card, Lease/rent agreement, and last three months’ utility bills |
| Income Proof | Income tax returns, last three months’ salary slips, Form 16, and Bank statements of the previous six months. |
Quick Steps to Apply for an SBI Credit Card
If you want to apply for an SBI credit card, you can apply for it through Bajaj MARKETS. Here are a few simple steps you should follow.
- Visit the Bajaj MARKETS app or official website.
- Fill in your personal details, including your contact information.
- Browse through the credit card options available on the website and compare the features and benefits offered by them if you have an offer.
- Choose a credit card that is best suited for your spending habits.
- Take a look at the eligibility criteria for the SBI credit card you desire
- Now, you can submit your credit card application form, and this will initiate the online SBI credit card application process.
SBI credit cards provide assured welcome gifts, attractive rewards, exclusive offers, attractive benefits to shoppers, huge discounts on movie tickets, and much more. You can now rely on a credit card to purchase items on your wishlist without paying the entire sum upfront or paying the amount in EMIs. So, don’t wait. Go ahead and get yourself an SBI credit card!